If it is cash, stamps, groceries or gifts you still need, now is the time to make that last minute holiday to-do list.

Thursday is Christmas Eve and many area businesses are closing early to allow employees to celebrate the holiday.

Most area banks will close at noon Thursday and remain closed Christmas Day. Normal business hours will resume Saturday. Banks will also be closed on New Year’s Day.

The post office will also close at noon Thursday and mail will not be delivered on Christmas or New Year’s Day.

Last minute shoppers need to pay close attention. Most stores will be open Thursday, but will be closed on Christmas Day. Wal-Mart SuperCenter and HEB will close at 8 p.m. Thursday and remain closed on Friday.