Town and Country Bank is making time to give local students lessons in financial literacy.

In 2008, the Independent Bankers Association of Texas challenged community banks to adopt a Financial Literacy Initiative that was passed in regards to House Bill 492.

Jim Chambers, president of Town and Country Bank, accepted the challenge and partnered with the Junior Achievement Chapter in Fort Worth to develop the curriculum.

After meeting with SISD Superintendent Dr. Darrell Floyd and SHS Principal Travis Stilwell, a program to teach high school students how to make critical financial decisions was born.

In the fall of 2008, bank representatives began providing financial literacy training to students enrolled in Kevin Wilson's economics class.

"Since that time we have provided instruction to approximately 1,020 kids," said Darrell Brown, senior vice president of Town and Country Bank.

During a recent luncheon held at the Agave to celebrate this school year's instruction, Wilson praised the program, saying it connects students with members of the community.

At the end of the five-week curriculum, students were given an opportunity to evaluate the program.

One student said it taught her that the financial decisions she makes now will affect her future.

"This program taught me how to be more aware of the financial decisions I make," she wrote. "Every student could benefit from this program."

Town and County Bank has expanded its program to Henderson Junior High School where students are not only learning about making wise financial decisions, but are studying issues relating to the importance of staying in school and succeeding in the workplace.

"We appreciate Stephenville ISD, Junior Achievement and the many bank volunteers who are partnering together to educate our youth about some of the issues they will face in the future," Chambers said.